Our Fees
At Lenity Financial, we are a fee-only fiduciary firm. We never earn commissions or receive third-party compensation. Our only compensation comes directly from our clients, so our interests are always fully aligned with yours.
Important Note
Every client relationship begins with a comprehensive financial plan. The one-time flat fee for this initial planning engagement follows our fee schedule (shown below) and remains the same whether you ultimately choose standalone financial planning or decide to move into ongoing investment management. This initial fee is required before we enter into an Investment Advisory Agreement. We dedicate 20–30 hours to building your personalized plan while you contribute 4–8 hours. Clients consistently describe this collaborative process as an exceptional experience that sets us apart from other financial advisory firms. The value of this dedicated time together—for your long-term goals and lasting peace of mind—cannot be overstated.
1. Ongoing Investment Advisory Services
Wealth Management with Comprehensive Financial Planning Included After the One-time Flat Fee for the Initial Planning Engagement.
We charge a simple, tiered annual fee based on assets under management (AUM). This fee covers:
- Discretionary portfolio management
- Ongoing comprehensive financial planning (no separate ongoing planning fee)
- Tax coordination, estate strategies, retirement planning, and risk management
- Direct access to Mark and Lisa
| Market Value of Client Assets | Annual Fee |
|---|---|
| First $2,000,000 | 1.00% |
| Next $2,000,000 | 0.75% |
| Over $4,000,000 | 0.40% |
The annual advisory fee is paid monthly in arrears and is calculated separately for each account on a per-account basis. We generally prefer a minimum relationship size of $1,000,000 for ongoing investment advisory services, though exceptions may be considered.
2. Standalone Comprehensive Financial Planning
Limited-scope 90-day engagement
For clients who prefer a one-time financial plan without ongoing investment management, we offer a flat-fee Comprehensive Financial Planning engagement.
Initial Planning Fees:
- Simple to Moderate Complexity $3,800
- Moderate to Complex $5,700 – $6,650
- Complex $8,850 and above (quoted individually)
This is a 90-day engagement: your comprehensive plan is delivered within the first 45 days, followed by 45 days of implementation support and follow-up.
Re-engagement Option:
Standalone clients are always welcome to re-engage us for additional comprehensive financial planning as their needs evolve. The then-current fee schedule will apply.